Ways to pay

Welcome to the Flagship Credit Payment Center

Online / In Store*:

Via our payment partner Official Payments™

Recurring Payments

Enroll to create a recurring payment schedule through ACH at no charge. Please click on the link above.

One-Time Payment

Please click on the link above to make a one-time payment with your debit card, credit card, checking account or savings account. We have arranged for a discounted fee of $2.95 fee with this vendor.

Via Money Gram

Visit any MoneyGram payment center to make a fast, easy payment. Reference biller code 6873 when making a payment.

Via Western Union Speedpay

Western Union Speedpay is a bill payment site that gives you the convenience and flexibility of making electronic payments, along with peace-of-mind that comes from retaining total control over your bills.

Via Western Union Quick Collect

Quick Collects are available at many supermarkets, check cashiers and convenience stores. Search for a Western Union agent near you. Reference: Client ID: 5102247285 | Sender Code: Sixthirty | State Code: TX

*Please Note: These third party vendors may charge you a fee for using their service.

By Mail:

  • Regularly Mailed Payments

    Flagship Credit Acceptance
    PO Box 975658
    Dallas, TX 75397-5658

  • Overnight Mail Payments

    Flagship Credit Acceptance
    8616 Freeport Pkwy Suite 2B
    Irving, TX 75063

  • Correspondence & BK Notification

    Flagship Credit Acceptance
    PO BOX 3807
    Coppell TX, 75019

  • Lienholder/Titles

    Flagship Credit Acceptance
    PO Box 2070
    Coppell, TX 75019

  • Insurance Loss Payee

    Flagship Credit Acceptance
    PO Box 965
    Chadds Ford, PA 19317

CarFinance.com and Flagship Credit are part of the same family of companies. We are committed to providing the same level of service, payment options, and contact methods you've been accustomed to throughout the life of your loan. FAQ's for CarFinance customers

Quick Access Information

Payment Center

1.800.900.5150

Hours: 8am - 8pm EST Monday - Friday

Customer Service Available Email Customer Service

Account Management

To look up and/or edit details related to your Account:

View Your Account


Have questions or require assistance?

Whether you’re seeking answers to questions, looking to speak with someone directly, or just trying to sift through the auto loan process, we have resources available.

Customer Resources

If you have a complaint or concern about how you have been treated, we want to hear from you:

Get in Touch

Fair Lending Policy

Flagship Credit Acceptance, LLC ("Flagship") is committed to maintaining a culture of fair credit throughout the organization. In this regard, Flagship has developed a Fair Credit Program ("Program") that complies with all applicable fair credit laws and regulations ("FC Laws") and reflects industry best practices. Flagship is committed to comply with the letter and spirit of FC Laws. The goal of the Program is to carry out Flagship's commitment and be recognized internally and externally (e.g., by management, associates, customers, service providers, and the public) as dedicated to fair credit principles and demanding of compliance. The Program applies to all aspects of Flagship's operations (including reviewing, purchasing and servicing retail installment sale contracts whether for itself or others) and all services offered by Flagship, and across all of Flagship's credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.

Should you have any questions about the details of any of Flagship's policies, please contact us at 1.800.900.5150 M-F, between 9:00 a.m. and 5:00 p.m. EST.

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Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding  Fair Lending compliance, ensuring our customers are always treated professionally and consistently.

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