Fighting hunger in Delaware!

Volunteers Pack 1,080 Meals for Hungry Children

December 07 2016 | Chadds Ford, PA

In Delaware, hunger is a daily concern for 1 out of every 5 children. For these kids, actual meals may only be available at school. To ensure they have something to eat at the end of the day, eight Flagship volunteers spent November 29 at the Food Bank of Delaware packing “backpack” meals for children to take home.

For three hours, EVP, Christina Hsieh, EVP, Jeff Haymore VP, George Ewing, RSM, Michelle Tatham, Business Analytics Supervisor, Karimah Ryans, Treasury Analyst, Kelly Cassaboon, Marketing Specialist II, Jessica Drinkwater, and Sales Support Representative, Bobby DeCarlo, stuffed juices, milk, cereal, beef stew, macaroni & cheese, and fruit cups into bags for children in need. By noon, the team completed over two and a half pallets, or 1,080 backpack meals. Pretty impressive! Especially considering most teams complete less than two pallets in that time.

The Food Bank of Delaware is just one of many Flagship partners within our new Volunteer Initiative. You are encouraged to use your VTO hours, and discover how much of an enjoyable and fulfilling experience volunteering can be. Taking the time to give back to your community can be a fun way of building a team environment and creating a wholesome culture at work.

About the Food Bank of Delaware

The Food Bank of Delaware, a member of Feeding America, formerly America’s Second Harvest, is a statewide nonprofit agency whose vision is a community free of hunger. The Food Bank’s beginnings can be found at Westminster Presbyterian Church where Retha Fisher, Director of Community Services, formed a Food Closet Study Committee in 1977 to help improve the church’s hunger-relief efforts. Four years later Food Conservers, Inc., was established (name later changed to the Food Bank of Delaware). We have grown from humble beginnings as an organization who served 50 agencies out of a basement in the Northeast State Social Service Center in Wilmington to a statewide hunger-relief organization with operations in both Newark and Milford. Today we are the only facility in Delaware with the equipment, warehouse and staff to collect donations from all sectors of the food industry and safely and efficiently redistribute them to those who need it most.

About Flagship Credit Acceptance

Flagship Credit Acceptance LLC ("Flagship"), headquartered in Chadds Ford, Pennsylvania with offices in Irving, Texas, Phoenix, Arizona, Irvine, California and Indianapolis, Indiana, helps credit-challenged auto shoppers secure financing through partnerships with primarily franchised auto dealers and through its direct lending site, CarFinance.com. Flagship Credit has successfully grown its portfolio to $2.9 billion in managed receivables. The Company currently purchases indirect auto contracts from a nationwide network of over 9,400 dealers and originates direct to consumers in 46 states.

Fair Lending Policy

Flagship Credit Acceptance, LLC ("Flagship") is committed to maintaining a culture of fair credit throughout the organization. In this regard, Flagship has developed a Fair Credit Program ("Program") that complies with all applicable fair credit laws and regulations ("FC Laws") and reflects industry best practices. Flagship is committed to comply with the letter and spirit of FC Laws. The goal of the Program is to carry out Flagship's commitment and be recognized internally and externally (e.g., by management, associates, customers, service providers, and the public) as dedicated to fair credit principles and demanding of compliance. The Program applies to all aspects of Flagship's operations (including reviewing, purchasing and servicing retail installment sale contracts whether for itself or others) and all services offered by Flagship, and across all of Flagship's credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.

Should you have any questions about the details of any of Flagship's policies, please contact us at 1.800.900.5150 M-F, between 9:00 a.m. and 5:00 p.m. EST.

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Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we focus on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a second chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the appropriate deal structure for the specific borrower situation. Flagship maintains a very high standard regarding  Fair Lending compliance, ensuring our customers are always treated professionally and consistently.

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