Lending Philosophy

Our lending philosophy revolves around looking at more than just a customer's credit score; we focus on the story behind the customer.

We offer a multi-tiered program designed specifically for those who have past credit issues due to life events, and are working hard to re-establish their credit rating.

Our Dealer's always have the ability to speak directly to a live Credit Analyst.  Each of our Credit Analysts are trained in a common sense lending philosophy and are dedicated to finding a way to help the dealer sell more cars by providing the approvals you need on the customer s who need them most.

With over 30 years of industry experience, our credit team prides themselves on having the ability to provide you with competitive financing programs to help those customers with near-prime and subprime credit profiles.

For details on our program, please download our Program Guidelines from DealerTrack or RouteOne.